Bust Or Boon: Comparative Study Of Unemployment Compensation

Sounds like a dissertation paper and long winded one at that. It is not so. I simply wish to stress how important it is for those of you that are on Unemployment Compensation to do some homework. Or just read on and I will offer up a few things to think of.
When it comes to Unemployment Compensation, the place you live can be a bust or boon.

Take Massachusetts, 2007 and 2008 saw a steady migration of the out-of-State unemployed coming to Massachusetts to apply for Unemployment Compensation. And why? $778. That is the max that can be taken out per week when claiming your weekly benefits. Look at the max that Florida has. $275 can be claimed per week. It matters not how much you made before you were unemployed. You could have been pulling $800 a week, you still get max of $275. And this this Florida! Is there any wonder that this State is hemorrhaging mortgages?

Unfortunately for anyone considering hitting the road to Massachusetts, the State already suffering from 5.5% unemployment in October, saw it rise to 5.9% in November, will no longer take out-of-State claims. Sorry. But I see it as totally impossible to get by with Mickey Mouse math that Florida uses. A basic one bed-room apartment on the down end in Florida usually runs about $650.00/month.(I know this because I lived there) Good luck if you are thrust into unemployment there.

The Good thing About Unemployment Compensation.

Well, I think the only thing good about Unemployment Compensation is not actually being on it. However, there is one good thing. Normally, the average length of benefits is about 26 weeks. It varies from State to State. However, our present rather dire times created something interesting. On November 21, 2008. President George Bush signed the the Unemployment Extension Act of 2008. For those of you confused about this, here is what it means: you get a extension of another 7 additional weeks of coverage plus if your State is at 6.0% Unemployment you get an extra 13 weeks. So make sure you look at the State in which you are claiming.

A Parting Shot

I sincerely believe that unemployment is becoming a political football that could divide us. I have been reading blogs that seem to be passing judgment on something that has not even been implemented yet. That is the President-elect Obama's economic stimulus plan. Of course, it looks like a true juggernaut. Estimates are at $775 billion! Seems daunting, but so does a unemployment rate of 8 or 9 percent. It may end up that it will go far into the “T” range: 1 Trillion!

This has caused quite a number of groans and grumblings from bloggers. Notably, those that are
using this plan as way to criticizes the in coming president. It's scope has been compared to FDR'S New Deal. Bloggers and pundits were all over that. Many, apparently who never actually studied history, complained that it was world war II that solved the Great Depression; thereby trashing FDR and Obama all at once. However, look at the unemployment rate in 1933. It was at an astronomical 24.9 % But by 1940, it was cut in half to 14.6.% Eventually FDR's plan could have worked.(That is me speculating). World War II had just quickened the process out of the depression. So you see, these poorly thought out blogs, put together quickly to turn heads, to justify a political point given with generalizations that Americans are so use to, only lowers us all. What bothers me is this:
Why make such a heart rending subject as unemployment a political hot object? Could it be that what we are seeing is a war between those the never been unemployed and those that have been and remain unemployed?
I think the Great Depression and even to a much larger extent, WWII , had brought Americans together. Yet, bloggers,who are so use to division can not help split us apart with empty self-righteous words. Until next time.
Take care,
Courteous Navigator


In her December 1st blog in the Huffington Report, The Meltdown Will Be Blogged, Adrianna Huffington explains what the unemployed can do. Blog. I wish i thought of that.
I mean, yah, 1.) I am unemployed 2.) I am blogging.

Now, I am not setting out to bash, Adrianna Huffington. There are plenty of lackluster right-leaning egocentrics that are effective in this way. Yet she is among many that may write what the unemployed should do, not thinking that it was such an obvious statement, most bloggers that actually blog must be rolling their eyes. How much time did she put into thinking this out? And what is that plug for book on blogging in the end of it. Talking of the poor then plugging a book at the end of a blog. Mmm. It sounds like something I would do. I don't begrudge her. She is, like myself, a progressive something or other.
I can't help thinking that making money online can be done by reading those that actually do it and do it well. A "No, duh, blog on blogging helps who? Why didn't she motivate people into making money by blogging. I mean look at her Huffington Report. It has ads all over. I would die for that sort of traffic she is getting.

It's at this point I must say part of the reason I am here is to make money online by blogging. NO DUH! I am sure anybody reading this can see it so obviously. But I don't pretend I will make much money online doing this. Perhaps in the back of my mind, I just love to write. This statement is true enough but it does not pay the bills.


First let me start with the obvious, Me. As I said in my last blog, I am a novice. A true neophyte trying to find his sad, pathetic way in a blogosphere that contains millions of blogs. Well, lets start with those that say they can help you but really are blogging to make money. Never, ever pay for information about quick traffic with blogging. It is a mistake. Go with your instinct.



I am all about sharing in this blog. I don't see anything promoting someone that looks like they know what they are doing. Now, this is just a review of a blogger. He is honest in this way: he is there to make money. Period. Going to his site you will find other sites were he actually provides good details on how to make money online. I am impression enough to write about this blog because this dude can write! No matter your moral fibre you have to respect this man's abilities to make an effective blog.


January 20, 2009 marks the last day of President George W. Bush. I think some in this administration will consider his presidency bittersweet? Where was the sweet part?
I think his last day will be symbolic in one important way. The first man in 2009 to lose his job. It was too bad that he could not be fired. How long would I last in a factory if I got a 22% approval rating from my boss? Being fired might have given him some degree of empathy. But perhaps that is too much to ask.

-courteous navigator.



I think so. Remember now, I am just starting out. So, even to consider making money online, I had to go through the soul searching dreadnought that is unemployment. First, I never thought I would stoop to taking unemployment compensation. UC was for losers! It was for the chronically unemployed. Never me.

I was wrong.

More. I was wrong to think so little of those people who were on it. And secondly, in dawned on me why I was wrong. How many countries actually have UC? According to
Unemployment Compensation Throughout the world, only 70 countries have such insurance for their works. Do you think Nigeria or the Philippines is on that list? Forget it. It reminds us how lucky we are. There might come a moment as you look down at that unemployment check and think, "It's better then nothing." And considering what the unemployment rate is now. You will, believe me.

Now I have been at work since I was fifteen. That is about thirty years of pretty solid job history under my belt. My list of jobs goes on for some time, all of them blue collar, all of them pretty damn hard! Even when I was much younger the thought of taking UC was not so much adherent as "you got to be joking?" I always found a job. I was always an able survivor.

Then I moved to Florida.


This was a mistake. No, it was a huge mistake. It is the reason I like to share my thoughts. My reasons to go online and make money. To be frank, it was my naivety and incompetence that led me to this State. I don't want to blast Florida into the nineteenth century or compare it to a third world nation, other, hotter, angrier voices will do that. Later, I will explain why I did.
Let's consider the only smart thing I did. I left. I packed everything I could into my car and hit the road. Even a month later, I had no regrets.


Always have family there. You think you might be self-reliant. You need no one to help you through this. Huh! Why not? I suggest that if the tables were reversed that you, too, would be one taking that sibling or even a parent in. In the US, I noticed that self-reliance seems preferable over getting help from your family. Yet, look at the rest of the world. Seas of family choking homes, overflowing. How is this a bad thing if they have a roof over their heads? At least you have that. If you find the life you lead impossible, go! Move in with your obnoxious brother, or debutant sister. Or naturally, your mother, the only one that may understand you. Or failing that, she was always the one who excepted you. Always.


Why? Simple. When I left Florida in September of 2008, pushing the rpms all the way, the national rate of unemployment was 6.1% By October 2008, it increased to 6.5%. Consider the Florida unemployment rate 6.6%! Well, yah. for the first time in my life I was seriously doing the math, it seemed a good enough reason to leave this State. I knew that the unemployment rate was much lower in states that I was familiar with, States which I had family in. Are you still with me? What I am saying. Survival makes us do what we think is practical. It just seemed practical to leave a State which had lost over a hundred-thousand jobs in 2008. Now lets look at Wisconsin. In September is was 5.O% better, but why not go to Wyoming which is at 3.3%. What in hell are they doing there? And the reason I don't go to Wyoming? No family. If you're getting unemployment from Florida, forget trying find a new place to live. Try keeping the place you have. No, family can stake you out until you get your stuff together.


Well, I don't exactly now what a novice would do to find a job online. I only know what I did. Just like everyone else. I searched the net for get rich quick money online jobs. Mmmm, clever, eh? Well, that never happened. I did find a job, and if I were to live in Guam, I would be pretty much a money guru.
Well, now that I established myself with my family members of choice. What next? Well, look for a job, duh! But hold on. I have places to go and things to do. I didn't want a full time job. I rather work for myself. And that is what I found.

Mechanical Turk.

Amazons answer to India's sweat shop? Could be. It all depends on how you view your worth. I valued the idea of working when I felt like it. It was such a change from the my blue collar roots. I still laugh as I look at the fourteen cents I made yesterday. But they are my fourteen cents. Its unfortunate that I have to share it with UC. Oh, yah, Not declaring it is a no-no. I don't advocate fraud. Believe me, I would say about 50% people I met in Florida were felons. All had a hard time finding a decent job. So, I do have more to say about Unemployment and making money online.I plan to go on telling you how a beginner wins or loses. It depends of course on how things go in the next few months. Until then, here is hoping you,too, can make money online,Take care.

Courteous Navigator


Before I infuriate the masses with my prose, I first want to welcome all of you to Gainfully Unemployed While Making Money Online. Here you will find advice not only from a beginner but some that is real, really Unemployed. Well, I know you are saying, "Huh? What the. . .?" Although this blog appears to be one long counter diction, I do believe that a novice interpretation of finding work online is not only valuable but novel. For any questions about this blog, please do email me at courteousnavigator@gmail.com I look forward to hearing from you, sincerely,

Courteous Navigator.